General Liability Insurance
Protect Today, Prepare for Tomorrow!
GENERAL LIABILITY INSURANCE
What You Get
Almost every business needs some form of general liability insurance coverage to protect company assets and sign important contracts. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources.
These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc. This policy also reassures clients that you’ll be able to compensate them if you damage their property or injure someone with your work.
General liability insurance can cover some of the most common lawsuits that arise from everyday business activities. If your business is sued and the lawsuit is covered by your general liability policy, your insurance can help pay for legal expenses, including attorney’s fees and settlements.
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What's Covered?
Third Party Bodily Injury
If a customer is hurt on your property, general liability insurance can help pay for immediate medical expenses or legal expenses if they sue your business.
Third Party Property Damage
General liability insurance can cover expenses to repair or replace customer property that is damaged at a business.
Product Liability
Not all property damage or customer injuries happen inside a store. If a business manufactures, distributes, or sells products, it can be sued over the harm those products cause to people or property.
Advertising Injury
If someone sues a business owner or employee over slander or copyright infringement, general liability insurance can help pay for lawsuit expenses.